Thursday, May 29, 2014

April 2014 Update

aaaand, we're back.  Cash is feeling tighter these days because I've gone from a 24 pay period year to a 26 pay period year.  Yes, I understand it's all the same at then end of the day. (Wait, except that it isn't, I actually do get paid less at this new job.  But I work less hours.  I have to remember that.  I make a little more per hour, I get a little more time.)  I also am taking advantage of the dependent care flex spending account, which we are eligible for now that DH works part-time.  I budget tuition amounts in YNAB, so when the reimbursement comes in, it goes straight into savings.  I also sat down with DH and talked about YNAB, and he installed the app on his phone.  Not so great at using it on his own yet, but he's on board with all of this, so it's just a matter of getting in the habit.  I've also started to use YNAB more "correctly" and currently have a 1/2 month buffer.  I used to use it mainly as a tracking tool, but now there is more forethought.  All good changes.

April Net Worth Update:

Category: Balance (Change)

Cash: $46,822 (+2,479)

Non-retirement investments: $121,419 (+591)

Retirement investments: $317,851 (+3,793)

Kids' 529s: $35,681 (+195)

Total Net Worth: $521,773 (+7,058)

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